Risk insights to empower your credit decisions

Identify risks and opportunities at once. Widen your target segment, build personalised credit products to boost LTV. Proactively take actions to mitigate defaults and maximise recoveries.

Request a demo

Dashboard

API

Creditworthiness Insights

Make informed credit decisions using user's enriched transaction data. Identify behavioural traits to find potential assessment gaps including risky behaviour, spending patterns, intent & ability to repay.

Dashboard

API

Collection & Recovery Insights

Identify the best time-to-collect and manage collection schedules to maximise recovery rates, and avoid bounces. Structure repayment patterns based on user cashflows. Get early-warning signals including over-leverage, gambling habits and more. Identify risky borrowers ahead of time and use targeted collection strategies to encourage them to repay their loans.

Dashboard

API

Fraud Insights

Mitigate frauds by detecting risky patterns and confirming user identities along with unique parameters including current & historical balance and transactional behaviour from authentic bank info. Use Fego's proven predictive power to monitor suspicious transactions and grow your business sustainably.

Transform Credit through Risk Insights

Quicker decisions

Reduced risk

Increased acceptance

Products for the entire credit-lifecycle

Fego's intelligent product-suite enables lenders to leverage Open-Finance to enhance affordability and risk assessments. Our checks and predictive insights help lenders streamline underwriting, improve accuracy in decision-making, track customers post-disbursements and even support customers through our engagement tools.

Credit confidence, delivered through an API

Consume your users' behavioural insights via our APIs enriched from transaction data, along with your users' complete credit lifecycle from Onboarding to Collections.

Sandbox console

Simulated environment to build and test your open-finance offerings

Explore APIs

A comprehensive reference for integrating with Fego's API offerings

Make profitable decisions by understanding risk better

Learn how to use FegoIntel Risk Insights APIs to make risk assessment real-time, effective and nimble.

Request a demo

Access sandbox

TrACE – The Delta.

Transaction data that make sense. Turn bank transaction strings into meaningful data - cleansed, categorised and in context.

TrACE uses Artificial Intelligence & Natural Language Processing algorithms to categorise and enrich messy transaction strings into categories, sub-categories, merchants, channels and more. Get financial DNA from transaction strings to power decisions and products.

Explore TrACE

Fego for all:
Be it a Bank or a Startup or just an idea - We enable you

Incumbent Financial Institutions

Innovate faster, deliver personalised financial experiences & deepen user-engagements using enriched financial data

Learn how

Fintech Companies

Widen offerings and go-to-market faster with nimble products and seamless financial insights

Learn how

Consumer Internet Companies

Be at the cutting edge of finnovation and introduce your users to finance by building on top of Fego

Learn how